A7-X - My Car Finance Claim

Have you been mis-sold on car finance?

Historic agreements found in under 2 minutes

100% No Win No Fee* guarantee

Quick Signup – Simple onboarding form

When a “No Win, No Fee” service is provided, customers generally pay 30% + VAT (36% including VAT). This arrangement eliminates the financial risk of making a claim—you won’t pay anything if your case is unsuccessful. There are no upfront fees or hidden costs, ensuring you won’t be out of pocket. A cancellation fee may apply if you cancel after the cooling-off period.

How it works

Simple 3-Step Process

Submit your details

Start by simply entering your details on our 3 Step form.

Our experts get to work

We have an experienced team of legal professionals, who will meticulously analyse and progress your claim.

Get your funds back

Where we can successfully complete your claim, we will ensure your funds are transferred promptly.

Benefits

Why choose us?

Hassle-Free Refunds: Our experienced team of legal professionals will do all the hard work so you don't need to! We use technology to progress your claim quickly and efficiently and with minimal burden on you.
Simple Process: Making a claim is simple. With just a few details you can start your application today. Enter your registration into our automatic number recognition system to get started.
Reputable Law Firm: Barings Law is a unique UK law firm dedicated to providing accessible representation, covering areas such as financial mis-selling, data breaches, immigration, and more. Committed to justice for all, we operate on a no-win no-fee basis, ensuring legal support is within reach for everyone.

SPECIALIST LAW FIRM

We make justice accessible to all.

Barings Law are proud to make legal representation accessible for everyone. The background and financial situation of our customers doesn’t matter, we gladly represent anyone who has been the victim of mis-selling. We will take on your claim on a no-win no-fee basis.

We always have our clients’ interests at heart and all we ask in return is that our clients cooperate with us throughout the process.

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Frequently Asked Questions

Which brokers and dealerships can I claim against?

Any broker, dealer or car finance provider that sold you a PCP (Personal Contract Purchase) or HP (Hire Purchase) agreement is covered.

In light of the FCA investigation, we have also opened up the criteria for motor finance compensation claims. If you had a PCP (Personal Contract Purchase) or HP (Hire Purchase) agreement between April 2007 – January 2021*, you are now eligible to submit a claim with Barings Law.

*If your lender is Moneybarn, Oodle, or Advantage, you are not eligible to make a complaint about discretionary commission arrangements. Instead, you may be eligible to make a complaint about the affordability of your finance agreement. To be eligible for this type of complaint your finance agreement must have been entered into between February 2018–2024.

My agreement has finished – can I still claim?

You can still claim, even if your agreement has ended.

My agreement is still ongoing – can I still claim?

If you took out an agreement before the ban of discretionary agreements in 2021 but it is still ongoing, you are eligible to claim.

Can I claim for more than one PCP/HP contract?

Yes, you can claim for any PCP or HP agreements you have had between April 2007 and January 2021.

How much compensation will I receive for my mis-sold motor vehicle finance claim?

The compensation amount will vary on a case-by-case basis.

The amount customers have been overcharged will fluctuate, with the total depending on the cost of the vehicle, the interest rate applied, and the duration of the contract.

How much will it cost?

We are proud to offer a no-win no-fee service. We ask for nothing upfront and in the unlikely event that your claim is unsuccessful, you won’t have to pay a penny, providing you are honest and cooperative throughout the process.

If we are successful in your claim, Barings Law charge a success fee. This will be no more than 30% or £10,000 (excluding VAT), whichever is lower.

How is compensation awarded?

There are various ways that compensation can be awarded. These include:

Cash compensation payments made directly to Barings
Balance write-offs of the amount, or part of the amount, you owe to the defendant

If the defendant pays a lump sum directly to Barings, we will deduct our success fees and transfer you the remaining balance. If the defendant offers you a balance write-off, and you don’t receive the damages directly, we will seek payment of our success fee directly from you. This will equal our success fee percentage of the amount which the defendant has agreed to write-off. We appreciate that clients may not be able to pay all of our fees in one go. Therefore, we encourage our clients to contact us to discuss how they will pay our fees on a payment plan.

My Car Finance claim is a trading style of Barings Limited who are authorised and regulated by the Solicitors Regulation Authority. SRA Number: 522572.

Registered Office Address: Cardinal House 20 St. Marys Parsonage, 8th Floor, Manchester, England, M3 2LY.

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